Wealth Management Insights
Wealth Management Insights is The Blakeley Group, Inc.'s monthly lineup of informative articles addressing a variety of topics.
Should an article touch on key concerns for you and your family, be it your current needs or future goals, or if you simply want more information on a topic, call us for an appointment.
Five Ways Homeowners May Be Putting Their Wealth and Well-Being at Risk
Affluent families often pay close attention to their investable assets, looking for ways to both protect and grow wealth. But too often, those same families overlook important financial safeguards for two of their largest assets: their house and the contents within it.
Be Wary of Social Media ‘Fin-Fluencers’
Online social media influencers have discovered the world of finance—and they’re doing their best to get your attention so they can tell you what to do with your wealth.
Navigate the Complexities of Tax-Loss Harvesting
Selling beaten-down investments can potentially help you mitigate capital gains and income taxes. But getting the most from this strategy requires some care and consideration of a variety of factors. Discover whether tax-loss harvesting should be part of your plan.
Foiling the Financial Fraudsters
The affluent are increasingly being targeted by scammers—online and in real life—seeking to separate them from their wealth. Discover their methods and the steps that may shut them down before they succeed.
Don’t Let These Financial Surprises Trip You Up
Retirement surprises such as higher-than-expected taxes or health care costs can threaten your financial future.
Should You Un-Retire?
Millions of Americans retire every year. However, a significant chunk of those retirees eventually end up back in the workforce or seriously consider the prospect of earning a paycheck again.
ESG: Pros and Cons of Values-Based Portfolios
Investments that reflect people’s beliefs about the environment, social change and how businesses govern themselves have become increasingly popular—especially among affluent investors. Is it time to consider using a values-based approach to your own wealth management efforts?
Take Care of Heirs and Charities with a Charitable Remainder Trust
Charitable remainder trusts can enable you to support charities that matter to you as well as take financial care of heirs and loved ones. These trusts can also cut down on your tax bill. Check out the ABCs of CRTs!
Is Your Pet Part of Your Estate Plan?
For many affluent individuals, reassessing their life insurance needs and what they have is even more important. Occasionally, families are “oversold” life insurance. Consider the scenario where the life insurance agent projects the size of a person’s estate.
Insurance: Could You Have Too Much of a Good Thing?
For many affluent individuals, reassessing their life insurance needs and what they have is even more important. Occasionally, families are “oversold” life insurance. Consider the scenario where the life insurance agent projects the size of a person’s estate.
Here’s Why You May Need to Update Your Estate Plan
You might have some sort of estate plan spelling out where you want your wealth to go when you die. But if you haven’t updated your plan in the past three years, it might not accomplish your most important wealth transfer goals and wishes. Here’s how to get your plan current!
It May Be Time to Give Your Wealth Plan a Stress Test
A stress test can help you decide if one or more of your wealth planning strategies needs to be revised—or even replaced. It can also help you assess new solutions you’re considering implementing. Check out how it’s done.
Five Big In-Retirement Money Mistakes—and How to Avoid Them
Whether you’re retired or still on the path there, it’s a good idea to learn some moves you can make to avoid big in-retirement financial errors. Here’s a closer look at some of those key mistakes—and how to sidestep them.
It’s Time To Address the Financial Literacy Problem. Here’s How.
Far too many Americans don’t understand fundamental financial concepts that can be vital to their long-term financial success. Here’s what you can do to boost financial literacy among your kids and grandkids to potentially set them up for a brighter future.
Five Big Asset Protection Planning Mistakes—and How To Avoid Them
If you have substantial assets, you may be a target for frivolous lawsuits. That’s why it’s so important to consider asset protection strategies that can create barriers to protect your wealth.
Solo After 50: Navigating a “Gray Divorce”
To mitigate some of that damage, it’s important for 50-plus divorcing couples to recognize the specific financial (and other) challenges they’ll face and try to tackle them head-on. Some of the key issues to consider:
What Are Your Biggest Financial Concerns?
Affluent investors tend to share a few key financial challenges they most want to address. How does your list of concerns compare—and are you clear on the issues you need to tackle to pursue the goals that are most important to you?
When Financial Uncertainty Rears Its Ugly Head
We can be blindsided at any time by bad news—a death, a job loss, a natural disaster—that makes it hard to know whether we’re still on solid financial ground. If you’re faced with such uncertainty, there are ways to regain much-needed clarity—and steps you can take if you need to get back on track.
Making Wealth Management Decisions as a Couple
How well do you and your spouse or partner work together when figuring out issues around saving, spending and investing? The answer could have a big impact on your future. Here’s how you can build a better financial partnership to go along with your marital one.
Do You Need a Personal Umbrella Policy?
Are you prepared to deal with a major lawsuit’s impact on your wealth and financial security? An umbrella policy above and beyond your existing insurance can give you the level of wealth protection you need. Even if you already have a policy in place, you may need to increase your coverage.
